The All-In-One for the Complete Benefits Lifecycle

From Candidate to COBRA, all in one place

The Benefits Lifecycle

Candidates ask for details on the benefits package, so HR asks you to make benefit booklets. New hires are supposed to receive benefitsrelated documents at point of hire for compliance reasons, so HR asks you for help there. You obviously support active employees electing benefits. But then you also support distribution of Medicare Part D, CHIP Notices and more outside of open enrollment. And then you have to help with 1095-Cs, 1095-Bs, and building out and supporting the COBRA system.

Before BerniePortal, supporting your clients across all of these functions – the complete Benefits Lifecycle – required building out each client’s benefits package three times for three different audiences and having separate systems and processes for the compliance stuff.

Now, with BerniePortal’s Benefits Lifecycle Edition, every step of the Benefits Lifecycle can be supported by a broker in one single system.

Recruiting

Show candidates their benefits

35% of job candidates ask potential employers for details about their benefits package. With BerniePortal, candidates can see the employer’s complete benefits package, similar to how an active employee does.

This presents the benefits in a much more modern and streamlined way than the legacy method of building a “benefits booklet” to give candidates – nevermind the risks and time wasted that comes from building booklets.

Onboarding

Ensure Compliance with Required Benefit Documents at Point of Hire

Under the ACA, marketplace notifications must be provided to new hires. BerniePortal’s Onboarding feature makes it easy for your clients to stay compliant by automating the distribution of these essential documents.

Benefits

Help Clients Offer Broader Benefit Packages

Brokers find their clients are more open to offering broader benefit packages with more lines of coverage with BerniePortal in place.
Simplify Open Enrollment

Employees find it easier to make their benefits elections in BerniePortal, which often leads to them electing more benefits. This is true when they are new hires, at open enrollment, or even if they just have a qualifying event or need to correct a mistake about their elections.
Utilize Leading Integrations

Enjoy a variety of options for carrier integration – including with the majority of Blue Cross plans across the country down to 2 employees – as well as a native consolidated billing feature, saving you and your team a lot of time and minimizing the potential for error.

Compliance

Medicare Part D

Distribute Medicare Part D notices when they are supposed to be distributed and when Medicare-eligible employees and spouses need the information every year. This is often a challenge when the deadline does not match up with open enrollment, but with BerniePortal’s Compliance feature you can easily distribute the Part D notice in the same place all other benefits information is stored.
CHIP and WHCRA

Using BerniePortal, you can follow best practices by distributing CHIP and WHCRA notices simultaneously, ensuring compliance and simplifying the process.
Section 125 Wrap Documents

Section 125 Wrap Documents can be both created and distributed in our Compliance feature, keeping your clients’ benefits offerings in compliance with IRS regulations.

1095-B / 1095-C Reporting

Painlessly Generate IRS Forms

BerniePortal uses its own enrollment and eligibility database to natively generate 1095-Cs and 1095-Bs, ensuring accuracy and timeliness.
Stay Compliant

Let BerniePortal electronically file forms directly with the IRS so that you can be confident each form is accurate, compliant and filed correctly.
Distribute Forms

Additionally, BerniePortal provides mailing services to ensure you get the right documents to the right employees at the right time.

COBRA

No Additional Build-Out for COBRA is Necessary

When an employee is terminated, they receive a letter directing them to log back into BerniePortal to make their COBRA elections. BerniePortal automatically shows them the correct COBRA options at the correct monthly pricing. The same is true for COBRA participants at open enrollment and throughout the year. This means you do not need to build out or support a separate COBRA system – saving you time and minimizing compliance issues.
Streamlined Administration & Reporting

COBRA enrollees appear right alongside active employees in BerniePortal’s Employee List, helping you and your HR clients find their information instantly and reducing reporting errors. All COBRA-related reports— including eligibility and paid-thru dates for each COBRA enrollee—are available in the BerniePortal Reports area.
Stress-Free Premium Collection & Remittance

Because we make it easy, over 95% of participants elect ACH for premium collection. Fast and reliable premium payments means your clients get their remittances faster.